You were on your way to pick your child up from school when the driver in the other lane suddenly crossed the centerline. You were able to swerve and avoid the worst of the hit, but you still ended up in a collision with them. You hit your head, likely broke some ribs and are now spending your time in a hospital while waiting for an all-clear to go home.

Your situation isn’t unusual. People find themselves on the way to the hospital because of other people’s driving mistakes all the time. When you find yourself in this situation, it’s important that you have an opportunity to seek out compensation. Why? It can cover many of the expenses you may face, including:

  • Medical bills and expenses
  • The cost of surgery
  • Lost wages
  • Ambulance fees

Of course, you can also seek compensation for damage to your vehicle, which you may need to transport your family or get to work.

Unexpected bills from injuries you never planned to have can be a shock to the system, but the good news is that at-fault drivers can be asked to cover those losses. Many people carry insurance for that purpose. If the other driver in your case has insurance, you can seek a personal injury claim.

When you do that, the insurance agent may come back with an offer. Be cautious about accepting any settlement offer without speaking with your attorney because many insurance companies will try to make a low offer in hopes that you’ll take it and save them money. Take your time when reviewing settlements, so you can make a decision that helps you get the money you need for your recovery.