Getting into a crash is the last thing you want, but it happens to most people at one time or another. In fact, the car insurance industry estimates that people are involved in crashes around once every 17.9 years (based on the average number of claims people make). If you are unfortunate enough to be involved in a serious collision, you may have significant injuries to care for. Many people suffer life-changing consequences from crashes, and you’re not alone if you’re one of them.

With more than 2 million people hurt in crashes each year, it’s not surprising that so many people have stories to tell about their collisions. Yours is unique, too, and that’s something you should remember when you make a claim.

When making a car insurance claim, you need to be prepared for the fact that the settlement you’re offered may not be as high as you were expecting. After all, insurance companies are in it to make money, not to give it away. That’s why it’s important to work with someone who can help you negotiate. That settlement offer isn’t the only offer you will receive. If it’s not fair, then you should continue to press for more. Provide your attorney with more information about your injuries and why you feel the settlement isn’t appropriate. They will continue to negotiate on your behalf until a fair settlement is reached.

If you don’t see the insurance company offer a fair settlement, then your attorney can help you by preparing your case for trial. The insurance company can settle with you any time until the judge rules on the case, so just showing that you’re willing to go all the way for a fair settlement may press them to settle for a fairer amount.