Alabama residents who have been involved in a car accident know that the effects can be distressing. From minor fender benders to accidents involving serious injuries or fatalities, a car accident can upset many areas of life.
After a car accident, you may face painful injuries, high medical costs, and be left without a means of transportation. Your may worry about missing work or losing your job. In the immediate aftermath of a car accident, everyone is likely to be in shock and unsure of what to do.
Taking the following steps after a car accident can help the process go smoothly and help prevent the possibility of future complications. As a first step, assess everyone involved for injuries and contact emergency services for anyone who needs it.
Do not admit fault and contact the police
After that, be careful about everything you say. Many people may automatically apologize, but this could be seen as admitting the accident was your fault, even if it was the fault of the other driver. Do not apologize, and do not take any responsibility for the accident. Aside from asking the other driver for their insurance information, it is best to not speak at all.
The police should be contacted, and an accident report should be prepared. Although calling the police is recommended in all cases, Alabama law requires that police be contacted in accidents involving injuries, fatalities, or more than $250 worth of damages.
Dealing with the insurance companies
Once you are treated for any immediate injuries and recuperating, obtain a copy of the police report and contact your insurance company to report the accident. If your insurance company will not pay for the repairs, medical bills or other expenses, the other driver’s insurance company may pay.
However, the other insurance company must receive proof that the accident was not your fault and was caused by the other driver’s negligence. If the other driver did not have insurance, you may file a claim against the other driver personally for payment.
Proving negligence can be challenging. Speaking with a personal injury attorney may be the best option. They will fight for your best interests and make sure you take all proper steps to receive any compensation available to you.