There are many people living in Alabama who are struggling with debt. Often this debt was accrued as a result of circumstances beyond the person's control -- such as losing a job or a serious illness or injury. Instead of feeling overwhelmed by debt, many people ultimately choose to file for Chapter 7 bankruptcy. To qualify for this, they must first past a means test.
Most people in Alabama are hard workers, dedicated to supporting themselves and their families. Unfortunately, even those with the best of intentions can experience an unexpected medical situation or the loss of a job, ultimately resulting in significant financial hardship and debt. This debt can quickly become overwhelming, leaving people wondering about their options for debt management. Depending on the individual circumstances, filing for bankruptcy may be the best path.